Unpaid property taxes create fear, but in most cases, homeowners still have equity even after the lien. You can still sell. We help you understand exactly what you owe, what you'll recover, and how to exit with something in your pocket.
Every homeowner who calls us says the same thing: they wish they'd called sooner. Whatever you're facing, HAP has helped families through it, right here in Chicago.
I was skeptical at first. I'd heard too many stories about companies in this space that weren't on the level. But HAP earned my trust. Honest, transparent, and they always had my best interests in mind.
A tax lien situation can feel overwhelming, but knowledge is your greatest asset right now. Share your situation and we'll help you understand your options, clearly, honestly, and without pressure.
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Yes. A tax lien does not prevent a sale. It is simply paid off at or before closing from the sale proceeds. In many cases, homeowners still have equity remaining after the lien is resolved.
If your taxes have already been sold at a tax sale, you typically still have a redemption period of 2–3 years to pay off the lien and keep your home. We can help you assess exactly where you stand and what options remain.
Even if the math is tight, selling now is almost always better than waiting, as penalties and interest continue to accrue. We'll give you an honest number so you can make an informed decision.
No. The lien is typically paid from the sale proceeds at closing. You do not need cash upfront to sell. The settlement handles it.