HAP serves homeowners across every type of difficult situation. We speak to your specific circumstances with empathy, expertise, and zero pressure. Select your situation below for detailed, specific guidance.
Each page below is built specifically for your situation, with Illinois-specific information, a clear explanation of your options, and a form to connect directly with our team.
If you've received a notice of default, you still have time, and you have options.
Receiving a foreclosure notice is not the end. In Illinois, you typically have months before any auction occurs. Acting now gives you real choices: a fast investor sale, an MLS listing, or a short sale negotiated with your lender. The earlier you reach out, the more options remain open.
Underwater on your mortgage? A short sale may be the relief you've been looking for.
When your home is worth less than what you owe, staying put often makes things worse. A short sale lets you sell for current market value, negotiate with your lender to accept less than the full balance, and move forward without a foreclosure on your record. We know this process inside and out.
A tax lien doesn't mean you've lost your home. Here's what you can still do.
Unpaid property taxes create fear, but in most cases homeowners still have equity even after the lien. You can sell. We help you understand exactly what you owe, what you'll recover, and how to exit with something in your pocket before the situation worsens.
Going through a divorce is hard enough. We make selling your home the easy part.
Selling a jointly owned home during a divorce is logistically and emotionally complex. We specialize in making the process fast, fair, and as stress-free as possible, working with both parties as a neutral professional presence to reach a resolution that works for everyone.
Inherited a property you don't know what to do with? You're not alone, and we can help.
Losing a loved one is hard enough. Dealing with an inherited property (especially one in disrepair, tied up in probate, or jointly owned by family members) adds complexity you shouldn't have to navigate alone. We handle the real estate so you can focus on your family.
If being a landlord has stopped being worth it, we can help you exit quickly and cleanly.
Problem tenants, deferred repairs, rising costs, and constant headaches. If managing your rental property feels like a second job you never signed up for, we can help you exit as-is, on your timeline, with cash in hand, and never deal with it again.
You've spent years in your home. We'll make sure you leave with your dignity and equity intact.
Downsizing, moving to assisted living, or transitioning to be closer to family. Whatever is bringing you to this moment, we'll handle the sale with the patience, care, and respect your home deserves. We move at your pace and welcome family members throughout the process.
You don't need to know which category you're in before reaching out. Many homeowners are dealing with multiple situations at once: a divorce that's also led to a missed payment, or an inherited property with a tax lien. We've seen every combination.
In our free consultation, we'll listen to your full situation and tell you exactly what we can do. No pressure to fit into a box.
A 10-minute call can change everything. Start with a free, confidential consultation.